I’m dentist bound! I am excited. They are running a moms day special. Free exam & x-ray. Gonna cost me a fortune after but at least I get a break at the beginning.
Yay!!! There is light!
9 January 2009 By Leave a Comment
We took a loan out through Navy Federal in September 05. We pay 320 – 350$ a month back on it (depends on if I need the extra 30$ or not). It was a four year loan. 250$ of each paycheck gets direct deposited into our Navy Federal account so I can pay this loan (the rest was supposed to be savings, but we usually wind up needing a couple hundred every few months, so it gets drained fairly regularly too).
Well, in September of this year that’s 500$ a month (sometimes 750$!) back in our pocket! I think I am going to keep it going to NF, and really keep it as savings, as I’m used to that 350$ not being there (hey, 4200$ a year savings!) but holy fucking yay!
Can I also add, our car is paid off en eleven payments too! (maybe 10, I have to check, I just paid one today, but I can’t remember if that was #12 or #11) so that’s another 450$ in our pocket!
I know, I know, it’s more than six months away, but my oldests birthday is in September, and I don’t know how he wound up being 8 already, 9 in Sept, so I know Sept isn’t really that far away.
I love seeing the light!
Happy Birthday Erin
24 November 2004
24 November 2004 By
Ok, we met with her this morning. She was really nice. I don’t agree with some things (like how much she costs, and she mentioned something about seeing the doctor…. but I did not clarify that we didn’t have enough time) but was all in all happy with how I handled my last pregnancies, what I do and don’t want, and even worked with us on the price, somewhat. I told her I had to speak w/ my parents b/c they would be paying her fee, not us, and I would be in touch either way.
Her fee is usually 3500$. This is for full prenatal care from day one. It includes 1600$ for the birth. Holy fucking shit, I think that is almost as much as the hospital. The fee to use the birthing center is 4000$.
She said for people in financial hardship (us) she can go as low as 2500$, and I mentioned possibly bartering for part of it as well (her website looks like ass and I did that for nigh on a decade, so…… I offered. We will discuss that in detail later I guess if we go with her). I made sure to mention I don’t have health insurance, and the only reason the boys do is b/c my dad claims them so he can put them on his policy through work.
We’ll see. She get paid whether she shows p before or after the baby is born. The booklet she put together for us to read says she has two “helpers” at the birth, which I don’t want, but since I don’t plan on calling….. eh, we’ll see.
I was ready for my feathers to be ruffled, and they were, but not too poorly. She outright asked if I was planning to UC, and I skimmed around it and said not especially, but I wasn’t too worried about prenatal care b/c I am healthy. I’m sure she didn’t believe me, but whatever. I don’t need to deal with any authorities on my case, you know?
So I’ll talk to my parents about it tonight, because every god and goddess I know of knows I don’t have 2500$, and I don’t think they do either (esp. since it says payment in full by week 36 lol) and I am pretty sure my grandparents don’t (see my bitchy post about the bed we didn’t get b/c they ran into financial issues) so maybe hopefully if she does barter she will take my time and energy off of the 2500$ price, not the 3500$ price.
13 November 2004
13 November 2004 By
Our anniversary is Monday. Know what we’re doing? Moving furniture. Yep, we’re all sorts of romantic. Know what’s even worse? Only reason I know it’s the third is because Chai is two. He wasn’t at the courthouse wedding, but Dorian was. Our handfasting sticks out in my mind way more than that legal bullshit. So why am I so not happy at the prospect of spending the day moving, and then bowling that night, and then just going home to sleep?
