Ah, Bank of America, how do I love thee, let me count the ways….
I am ready to pull my money away from BoA and keep it stuffed in my mattress. Yet again we have been assessed an overdraft because the computer thought we might overdraft, not because we did.
A restaurant put a hold that had to be (again) twice the amount of the bill on the card. Why? Because the charge including tax was 40$ and I had about 40$ left in the account when that charge went through.
BoA claims we “spent” the money because of the huge hold, and they also claim (and have been for months now) that online customers will be able to see said holds the same way they can in India, or wherever my call gets routed to when I call the 800 number.
I say we didn’t spend the money, obviously, because I didn’t *actually* overdraft. Michael is going down to the bank to take care of this… I had him call and I was pissed off from his side of the conversation. I won’t do well in public.
What’s kind of funny is that because of their overdraft fee, I will actually overdraft because I balance down to the dollar and my bills are about to all go to their respective places to be paid.
Can I toll you how much I hate the bank? Any bank.
